kelowna, west kelowna, west bank and peachland british columbia canada


GET THE BEST MORTGAGE


TO HELP YOU GET THE BEST RATE FINANCING FOR YOUR HOME, CONTACT ILSE WINZER 250-681-2432

Coldwell Banker has an IN HOUSE MORTGAGE BROKER who can assist in financing your home.   


Calculators



Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
  No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  


Call Me to Buy or Sell in Kelowna, West Kelowna, Westbank and Peachland


coldwell banker horizon realty ilse winzerILSE WINZER 250-681-2432
Coldwell Banker Horizon Realty
14, 1470 Harvey Ave., Kelowna, B.C. V1Y 9K8

iwinzer@shaw.ca

 

 

 

MY GOAL IS TO DEVELOP YOU INTO A LIFE-LONG CLIENT BY PROVIDING YOU WITH PERSONAL SERVICE THAT YOU EXPECT, DESERVE AND WANT TO RECOMMEND TO YOUR FAMILY AND FRIENDS

EACH OFFICE IS INDEPENDENTLY OWNED AND OPERATED


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